To cancel your current insurance policy, contact us and we will help you review the terms and conditions of your policy to understand the cancellation policy and any applicable fees. Then, you should contact your insurance company either by phone or email and inform them of your intent to cancel the policy. The insurance company may ask for a written confirmation of the cancellation, so be sure to provide that if required. It's important to note that cancelling your insurance policy before its expiration date may result in a penalty or loss of coverage, so make sure you have a new policy in place before cancelling your current one.

Shop around. Get quotes from multiple insurance companies and compare the coverage and premiums. This will help you find the best deal. Luckily our company is partnered with multiple insurance companies and we shop around for the absolute best quote and coverage for you.

Premium rates are typically based on factors such as age, gender, height, weight, health status (including whether or not you use tobacco), and if you participate in high-risk activities or occupations. Younger individuals and women may pay lower premiums, while those with pre-existing conditions or risky lifestyles may pay higher premiums. Choosing a higher deductible can lower your premium, but you'll pay more out-of-pocket if you need to make a claim. The specific factors and weighting may vary depending on the type of insurance and the insurance company.